Effective Date: 12-09-2025

Welcome to lafayettefrederick.com . By accessing or using this Website, you agree to be bound by these Terms and Conditions (“Terms”). If you do not agree with these Terms, please do not use the Website.

1. Use of Website
– You must be at least 18 years old to use this Website.
– You agree to use the Website only for lawful purposes and in compliance with all applicable laws and regulations.
– Unauthorized use of this Website may result in legal consequences.

2. Intellectual Property
– All content on this Website, including text, graphics, logos, images, and software, is the property of Belinda McIsaac or its licensors and is protected by intellectual property laws.
– You may not reproduce, distribute, or modify any content without prior written permission.

3. User Accounts
– If you create an account, you are responsible for maintaining the confidentiality of your account details.
– You agree to provide accurate and up-to-date information.
– We reserve the right to suspend or terminate accounts found in violation of these Terms.

4. Privacy Policy
– Your use of this Website is also governed by our Privacy Policy, which explains how we collect, use, and protect your data.

5. Disclaimers and Limitation of Liability
– The Website is provided on an “as-is” and “as available” basis without any warranties.
– We do not guarantee that the Website will be error-free, secure, or uninterrupted.
– To the fullest extent permitted by law, we are not liable for any direct, indirect, incidental, or consequential damages resulting from your use of the Website.

6. Third-Party Links
– The Website may contain links to third-party websites. We do not endorse or assume responsibility for the content or practices of these external sites.

7. Modifications to Terms
– We reserve the right to update or modify these Terms at any time. Changes will be effective upon posting to the Website.
– Your continued use of the Website constitutes acceptance of the revised Terms.

8. Governing Law
– These Terms shall be governed by and interpreted under the laws of [Insert Jurisdiction].
– Any disputes arising from these Terms shall be resolved in the courts of [Insert Jurisdiction].

9. Contact Information
For any questions or concerns regarding these Terms, please contact us at lafayettefrederick@gmail.com